Financing · Birmingham, Alabama

Pay Over Time, Not All At Once

Your dog does not pick a convenient month to start getting out. Financing is here so the timing of the job is decided by the dog and not by your checking account.

We partnered with Wisetack so you are not borrowing from us.

You apply through Wisetack, they pay us, and you make monthly payments to them. We never see your credit report or your financial information, and we do not make the approval decision.

Checking what you qualify for takes about a minute and uses a soft credit check, so it does not affect your score. There is no obligation to use it once you have looked.

Financing by Wisetack
  • Finance projects up to $65,000*
  • Terms from 3 to 120 months*
  • APRs range from 0 to 35.9%*
  • No hidden fees or compounding interest
  • No prepayment penalty if you pay it off early
Up to 6 months interest free, 0% APR financing available
Example Wisetack screen showing monthly payment plan options

For illustrative purposes only. All loans subject to credit approval. Terms may vary.

Fast and easy

The application takes about a minute and you see your options right away.

No hidden fees

No origination fees, no prepayment penalties, no compounding interest.

Options for you

Pick the term that fits your budget, or walk away with no impact to your credit.

Most of what we do can be financed.

  • New dog fence installation, including GentleSteps training
  • Pet door installation in doors, walls, brick and sliding glass
  • Larger repairs and full system replacements
  • Adding pets, expanding a boundary, or upgrading equipment

If you are not sure whether your job qualifies, just ask. One phone call and we will tell you straight.

Four steps, and you can stop at any of them.

  1. Get your quote first We design the system and give you a real number. More than 90 percent of our estimates are done remotely using satellite and aerial imagery, so this usually happens without anyone coming out.
  2. Check your options We send you a link. You answer a few questions and see what you qualify for in about a minute. Soft credit check, no impact to your score.
  3. Pick a plan, or do not If the terms work, you accept them. If they do not, nothing happens and you are out one minute. Plenty of our customers look and then decide to pay outright.
  4. We schedule the install Once it is approved, we book your date the same as any other job.

The questions people actually ask.

Does checking affect my credit score?

No. Seeing your options is a soft credit check. A hard check only happens if you accept an offer and move forward.

Who am I actually borrowing from?

Wisetack and its lending partners, not from us. Your terms, your payments, and any questions about the account are between you and them.

Is there a prepayment penalty?

No. Pay it off early and it costs you nothing extra.

What if I am not approved?

Not everyone qualifies, and that decision is entirely theirs. If it does not work out we will still do the job on the same terms as any other customer. We take cards, checks, and cash, and we can sometimes stage a larger project in phases so it lands easier.

Do you charge more for financed jobs?

No. The price is the price. It does not change based on how you pay.

Can I finance a job you already did?

Ask us. It depends on the invoice, but it is worth asking rather than assuming.

Not sure what your job costs yet?

Start with the estimate. It is free, most of them are done without anyone coming to your house, and you will have a real number before you decide anything about how to pay for it.

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. APRs range from 0 to 35.9%. APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 to 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs. Pet Stop Pet Fence Systems of Alabama is not a lender, does not make credit decisions, and receives no part of your finance charges.